Some choose to forgo motor home insurance in Wixom, MI because they do not believe that having such an insurance policy is necessary. Your RV, after all, is partially covered by your homeowner’s insurance plan if it remains parked on your property throughout the year. Homeowner’s insurance policies do not, however, pay for all damages related to motor homes.

You cannot file a claim if your RV’s built-in stove or refrigerator is destroyed if you only depend on homeowner’s insurance to pay for incidents. A motor home insurance plan, however, does have the capacity to cover appliances inside of your RV.

The agents at America’s Choice Insurance Partners can help you find the motor home insurance policy that is right for your lifestyle. Read on to learn more about RV insurance coverage.

What does RV insurance cover?

Motor home insurance can cover everything from appliances inside of the vehicle to accidents on the road. The best RV insurance plans come with special coverage for your stove and auto insurance perks. Those policies in the top-tier also cover electrical problems that may lead to fires.

How much does a good motor home insurance plan cost?

The price of motor home insurance heavily depends on how much coverage you want. You may find yourself paying the minimum amount for coverage if you do not drive your RV throughout the year. The monthly premium amount may rise slightly if your RV is your semi-permanent home and a source of transportation in Wixom, MI.

Call America’s Choice Insurance Partners

We have been in the business of insurance policies for many years. Our agents will work with you to find the plan that works best for your situation. Call America’s Choice Insurance Partners today to get started with a quote!