What Does Auto Insurance Cover?

If you need auto insurance but are unsure what your coverage options are, the agents at America’s Choice Insurance Partners in Wixom, MI are here to help you out.

Auto Liability Insurance

First of all, auto liability insurance is required for all drivers to have in place before they can operate any motor vehicle on public streets, roads, or highways. This type of insurance will cover a certain amount for bodily injury to anyone involved in an accident you caused as well as any damage that occurs to someone’s property due to the accident.

Underinsured and Uninsured Motorist Coverage

This type of insurance coverage will benefit you if you are involved in an accident with someone driving the vehicle without insurance or not enough insurance to cover the damages they caused.

Comprehensive Insurance

Comprehensive insurance is critical since it will help you repair or replace your vehicle if it becomes suddenly damaged or even destroyed by some incident. These types of incidents include any natural disaster, a fire, or some vandalism. Also, it can help you replace your vehicle if it is stolen.

Collision Insurance

Collision insurance is essential to have in place if your vehicle is damaged from colliding with another vehicle or even an object that is not moving at all, such as a telephone pole or parked car.

Suppose you still owe a lender for the money you used to purchase your vehicle. In that case, both collision and comprehensive insurance will probably be required by your lender to have as part of your auto insurance policy.

To create an auto policy with adequate insurance for your situation, contact the auto insurance agents at America’s Choice Insurance Partners in Wixom, MI.