Types of Motorhomes and Why You Need Motorhome Insurance

Are you considering buying a motorhome for vacations and traveling with the family? Different types of motor homes may require different insurance coverage. Perhaps you already own a motorhome, live in the Wicom, MI area, and need a specialized policy. America’s Choice Insurance Partners in Wixom, MI has the right policy to meet your needs.  

Types of Motorhome and Classes

A motorhome is a larger recreational vehicle resembling a small apartment or home on wheels. There are four classes of motorhomes sold at this time. They are Class A, Class B, Class B+, and C. There are pros and cons to each type. Motorhomes are insured as vehicles to cover damage from accidents, injuries to others, and replacement of belongings. Motorhomes are more expensive than RVs because they have kitchens, bathrooms, and sleeping quarters.

Class A Motorhomes 

These are the largest motorhome and offer the most luxury. You have the ability to tow a boat or trailer. They will sleep six to eight people and have a full kitchen and bathroom. The motorhome is the size of a small apartment with rooms and awnings. Large motorhomes must find a campground that provides the room and services they need. 

Class B and B+ Motorhomes

The smallest type of motorhome is Class B. They resemble a large van and have room for about four people to sleep. These motorhomes have toilets, showers, refrigerators, air conditioning, heating, hot water, and a sink. They are easy to drive and park. Some more campgrounds and places can accommodate this type of motorhome. These vehicles are suited for singles or couples without children. 

Class B + motorhomes tend to be larger and have more amenities and features. Class B + has a shower and bathroom combo, a kitchen, and more sleeping room. They have twin beds or sofa beds. They are suited to larger families with children.  

Class C Motorhomes

These motorhomes are more significant than Class B and often have extra storage space and sleeping areas. Class C motorhomes have toilet and shower facilities and a kitchen. In restricted campgrounds, it is easier to get a reservation. They are designed for families, couples, and friends that share their use. 

Motorhome Insurance In Wixom, MI

Whether your purchasing a motorhome or already have one in the Wixom, MI area, America’s Choice Insurance Partners will find the right policy for you. We offer collision and comprehensive coverage for motorhomes. Contact us by email or phone.