Home insurance is essential to owning a house and protecting your most valuable asset, your home. Our agents at America’s Choice Insurance Partners serving the Wixom, MI area want you to have an appropriate amount of home insurance to provide you with the financial security and peace of mind you deserve.
What Does Home Insurance Cover?
You never know when a disaster will strike, which is why home insurance is so important. One of the primary coverages provided by a home insurance policy is the protection of your property. If a fire, vandalism, or a natural disaster, such as a hurricane or tornado, occurs, your home insurance policy will help you replace or repair your house. This coverage includes the roof of your house, floors, walls, and all other features of the structure of your home. You can also add protection for other structures on your property to your policy, including garages, decks, and sheds. Home insurance does not include flood damage.
Home insurance also covers items inside your home, such as your personal belongings, electronics, appliances, furniture, and other items. If these items are damaged by some disaster or stolen during a burglary or theft incident, your home insurance policy can help you replace them.
Liability coverage is another vital part of a home insurance policy. It offers you protection against legal claims and medical expenses if someone is injured on your property. For instance, if a visitor slips and falls while visiting your home, your liability coverage can help cover the medical costs and legal fees from the incident.
Contact America’s Choice Insurance Partners
Our agents at America’s Choice Insurance Partners, serving the Wixom, MI area, are ready to assist you with all your insurance needs, including your home insurance policy. Call today to get your policy started!