If you are operating or planning to open a business, you should consider acquiring commercial insurance. Commercial insurance takes care of various risks that may affect the business. It ensures smooth operations remain. At America's Choice Insurance Partners, we write commercial insurance policies catered to the unique needs of your business.
Here are a few of our coverage options:
This protects your business in the event of lawsuit or claims. An injured employee could sue for damages. Settling this can destabilize your cash flow. Liability insurance takes care of the damages and the litigation fees. This enables you to concentrate on the day-to-day running of your business.
Commercial auto insurance covers business cars against theft, damage, or accidents. This coverage option covers the business vehicles and not personal vehicles.
Commercial property insurance covers property against theft, fire, or natural hazards. This policy will cover the repair or replacement up to your policy limit. It ensures your business recovers as soon as possible.
Workers may injure themselves while on duty. In some cases, they may be incapacitated. Workers compensation insurance takes care of the medical bills and the lost income. This policy is required by law if you have a certain number of employees.
When a disastrous loss occurs, a commercial umbrella policy can be the difference between surviving or not. This coverage option protects your assets against such liability loss. It covers liability limits beyond other coverage options.
At America's Choice Insurance Partners, we provide tailor-made coverage options. We work with our clients to learn about their business and identify the unique risks they face. As such, we give flexible and suitable insurance solutions to meet your needs. We take pride in having a team of agents that have served in the industry for many years. They can take time to advise you on the perfect coverage for your business. Contact us today for a quote and more information.
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