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America's Choice Insurance Partners

38500 Assembly Park Dr
Wixom, MI 48393

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Michigan Homeowners with home insurance coverage

Home Insurance

The Importance of Home Insurance

As a homeowner, it is vital to have home insurance. Home insurance protects you financially from unforeseen perils such as fires and natural disasters. At America's Choice Insurance Partners, we write home insurance policies for residents all around the nation.

Here are some of our home coverage options.

Dwelling Coverage

This is the basis for all home insurance policies. It protects the physical structure of your home from walls to the roof as well as ceilings. It covers a number of perils such as fire, vandalism, hail, and theft. It can help rebuild your home in case of total loss subject to your policy limit.

Liability Insurance

Liability insurance protects you if someone sues or makes a claim against you. You could be sued for injuries sustained on your property. It covers the litigation fees and the due damages.

Personal Property Insurance

Personal property damage coverage protects the belongings in your home. If these belongings are damaged or stolen, this coverage option could help in replacing them. This ensures you remain on your feet in case of such losses.

Additional Living Coverage

This coverage helps in paying for any increased living cost like hotel stay in case your home is unlivable after covered damages. In some instances, it can also cover food or a rental car.

Guest Medical Coverage

This coverage option helps cover the medical expenses for a third party who gets injured on your property. This coverage can help prevent lawsuits as well.

Other Structures Insurance

What of my gazebo? This insurance covers structures that are unattached to your home such as sheds and gazebos. It is important to cover these structures to avoid out-of-pocket payments in case of an accident.

Contact America's Choice Insurance Partners today and speak to one of our representatives about ideal home insurance coverage for your home. You can get a free quote on the coverage option you prefer by contacting our office or by using our online quoting tool for home and auto insurance.


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