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America's Choice Insurance Partners

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Wixom, MI 48393

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Michigan Motorcycle Insurance coverage

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Motorcycle Insurance

Is Motorcycle Insurance Required?

The Secretary of State's office requires that you show a certain level of financial responsibility, and one of the options for proving this is with an insurance policy that meets the requirements. The insurance company won’t automatically let the SOS office know that you have insurance, so you must carry proof with you. If you are not able to show proof, you will receive a traffic citation. Your license could be suspended, and registration canceled if you don’t have insurance. You can face penalties and reinstatement fees to ride your motorcycle again.

State Requirements for Motorcycle Insurance

In order to meet the requirements, motorcyclists will need a minimum per person and per accident for bodily injury, and also a minimum for property damage. This is just the minimum, and you can acquire more insurance coverage if you choose. Speak with an agent at America's Choice Insurance Partners to find the right coverage options for you and what your state requires.

Other Coverage Options

In addition to purchasing more liability coverage to protect you in an accident, there is also the opportunity to purchase comprehensive and collision coverage. Many people prefer to have more coverage, due to the state’s no-fault policy. Not every state will have a no-fault policy though. This helps ensure they will be protected financially in the event of an accident. Comprehensive coverage will cover damage that isn’t caused by accident. This can include glass breaking after being in contact with an animal, vandalism, smoke, theft, water, lighting, fire, or hail. Collision coverage will pay for damages to your vehicle after an accident with a vehicle when you are found at fault.

Contact America's Choice Insurance Partners to get a quote on motorcycle insurance.

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